3 What does Scripture say? "Abraham believed God, and it was credited to him as righteousness."[1] 4 Now to the one who works, wages are not credited as a gift but as an obligation. 5 However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.
3 For what saith the scripture? Abraham believed God, and it was counted unto him for righteousness. 4 Now to him that worketh is the reward not reckoned of grace, but of debt. 5 But to him that worketh not, but believeth on him that justifieth the ungodly, his faith is counted for righteousness.
3 For what does the Scripture say? "Abraham believed God, and it was counted to him as righteousness." 4 Now to the one who works, his wages are not counted as a gift but as his due. 5 And to the one who does not work but believes in
3 What we read in Scripture is, "Abraham entered into what God was doing for him, and that was the turning point. He trusted God to set him right instead of trying to be right on his own." 4 If you're a hard worker and do a good job, you deserve your pay; we don't call your wages a gift. 5 But if you see that the job is too big for you, that it's something only God can do, and you trust him to do it - you could never do it for yourself no matter how hard and long you worked - well, that trusting-him-to-do-it is what gets you set right with God, by God. Sheer gift.
3 For what does the Scripture say? "Abraham believed God, and it was accounted to him for righteousness." 4 Now to him who works, the wages are not counted as grace but as debt. 5 But to him who does not work but believes on Him who justifies the ungodly, his faith is accounted for righteousness,
3 For the Scriptures tell us, "Abraham believed God, and God counted him as righteous because of his faith." 4 When people work, their wages are not a gift, but something they have earned. 5 But people are counted as righteous, not because of their work, but because of their faith in God who forgives sinners.
Matthew Henry's Commentary on Romans 4:3-5
Commentary on Romans 4:1-12
(Read Romans 4:1-12)
To meet the views of the Jews, the apostle first refers to the example of Abraham, in whom the Jews gloried as their most renowned forefather. However exalted in various respects, he had nothing to boast in the presence of God, being saved by grace, through faith, even as others. Without noticing the years which passed before his call, and the failures at times in his obedience, and even in his faith, it was expressly stated in Scripture that "he believed God, and it was counted to him for righteousness," Genesis 15:6. From this example it is observed, that if any man could work the full measure required by the law, the reward must be reckoned as a debt, which evidently was not the case even of Abraham, seeing faith was reckoned to him for righteousness. When believers are justified by faith, "their faith being counted for righteousness," their faith does not justify them as a part, small or great, of their righteousness; but as the appointed means of uniting them to Him who has chosen as the name whereby he shall be called, "the Lord our Righteousness." Pardoned people are the only blessed people. It clearly appears from the Scripture, that Abraham was justified several years before his circumcision. It is, therefore, plain that this rite was not necessary in order to justification. It was a sign of the original corruption of human nature. And it was such a sign as was also an outward seal, appointed not only to confirm God's promises to him and to his seed, and their obligation to be the Lord's, but likewise to assure him of his being already a real partaker of the righteousness of faith. Thus Abraham was the spiritual forefather of all believers, who walked after the example of his obedient faith. The seal of the Holy Spirit in our sanctification, making us new creatures, is the inward evidence of the righteousness of faith.