Romans 4:3-5 New International Version

3 What does Scripture say? "Abraham believed God, and it was credited to him as righteousness."[1] 4 Now to the one who works, wages are not credited as a gift but as an obligation. 5 However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.

Footnotes

[1] 4:3 Gen. 15:6; also in verse 22

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