10 As the Scriptures say, "No one is righteous- not even one. 11 No one is truly wise; no one is seeking God. 12 All have turned away; all have become useless. No one does good, not a single one." 13 "Their talk is foul, like the stench from an open grave. Their tongues are filled with lies." "Snake venom drips from their lips." 14 "Their mouths are full of cursing and bitterness." 15 "They rush to commit murder. 16 Destruction and misery always follow them. 17 They don't know where to find peace." 18 "They have no fear of God at all."

19 Obviously, the law applies to those to whom it was given, for its purpose is to keep people from having excuses, and to show that the entire world is guilty before God. 20 For no one can ever be made right with God by doing what the law commands. The law simply shows us how sinful we are.

Righteousness through Faith

21 But now God has shown us a way to be made right with him without keeping the requirements of the law, as was promised in the writings of Moses and the prophets long ago. 22 We are made right with God by placing our faith in Jesus Christ. And this is true for everyone who believes, no matter who we are. 23 For everyone has sinned; we all fall short of God's glorious standard.

Matthew Henry's Commentary on Romans 3:10-23

Commentary on Romans 3:9-18

(Read Romans 3:9-18)

Here again is shown that all mankind are under the guilt of sin, as a burden; and under the government and dominion of sin, as enslaved to it, to work wickedness. This is made plain by several passages of Scripture from the Old Testament, which describe the corrupt and depraved state of all men, till grace restrain or change them. Great as our advantages are, these texts describe multitudes who call themselves Christians. Their principles and conduct prove that there is no fear of God before their eyes. And where no fear of God is, no good is to be looked for.

Commentary on Romans 3:19-20

(Read Romans 3:19-20)

It is in vain to seek for justification by the works of the law. All must plead guilty. Guilty before God, is a dreadful word; but no man can be justified by a law which condemns him for breaking it. The corruption in our nature, will for ever stop any justification by our own works.

Commentary on Romans 3:21-26

(Read Romans 3:21-26)

Must guilty man remain under wrath? Is the wound for ever incurable? No; blessed be God, there is another way laid open for us. This is the righteousness of God; righteousness of his ordaining, and providing, and accepting. It is by that faith which has Jesus Christ for its object; an anointed Saviour, so Jesus Christ signifies. Justifying faith respects Christ as a Saviour, in all his three anointed offices, as Prophet, Priest, and King; trusting in him, accepting him, and cleaving to him: in all these, Jews and Gentiles are alike welcome to God through Christ. There is no difference, his righteousness is upon all that believe; not only offered to them, but put upon them as a crown, as a robe. It is free grace, mere mercy; there is nothing in us to deserve such favours. It comes freely unto us, but Christ bought it, and paid the price. And faith has special regard to the blood of Christ, as that which made the atonement. God, in all this, declares his righteousness. It is plain that he hates sin, when nothing less than the blood of Christ would satisfy for it. And it would not agree with his justice to demand the debt, when the Surety has paid it, and he has accepted that payment in full satisfaction.