A Prayer for Spending Money
By Heidi Vegh
“No one can serve two masters, for either he will hate and love the other or be devoted to the one and despise the other. You cannot serve God and money. - Matthew 6:24
Whether we have plenty or are in need, money can cause issues and struggles in our lives and relationships. God knows our tendencies as individuals; some of us love to spend money, have a hard time holding onto money, and are challenged to save. Others hoard what they have, keep it for themselves, and never share. Neither of these bless the Lord nor the ones around us. God calls us to have a healthy relationship with our finances, but it is only through following Jesus and obeying His Word that this is possible.
No one is immune to the negative hold that money can have on our hearts in plenty or in want. I am a spender. I like to shop and get new things. However, God has taught me throughout my life to pray about my spending and to listen to the still, small voices that lead me in my financial decisions. God desires us to live a life of generosity, putting God before money. We cannot serve both God and money. (Matthew 6:24)
What does this look like practically? First of all, God calls us to give. He calls us to take 10% of our income and give it to our church to help further the kingdom of God. This can be a challenge for some as they either don’t understand or have trouble trusting God with that portion of their income. This heart issue can only be resolved between us and the Lord. However, in my own experience, I have trusted the Lord with a portion and have seen His hand on my finances. I have never gone without. That is not to say that I have not struggled financially, but God always provides. (Philippians 4:19)
“Do not store up for yourselves (material) treasures on earth, where moth and rust destroy, and thieves break in and steal. But store up for yourselves treasures in heaven, where neither moth nor rust destroys, and where thieves do not break in and steal; for where your treasure is, there your heart (your wishes, your desires; that on which your life centers) will also be. - Mathew 6: 19-21 (AMP)
Jesus is asking us to be wise with our finances. He is asking us to not put our trust in money. It is okay to save money and make wise decisions about our future. However, that can not be our sole source of security. Our security and peace must come from God alone, regardless of our financial life. Our trust should be in God alone, as Jesus tells us that He alone is the bread of life.
"Then Jesus declared, 'I am the bread of life. Whoever comes to me will never go hungry, and whoever believes in me will never be thirsty.'” - John 6:35
Let’s pray:
Lord, thank you for the blessings in my life. Thank you for providing for my needs and giving me what I need every day. However, I find myself worrying over money and how I should spend it, save it, and give it. Money can be a huge source of stress in my life, and I want to be able to live in peace regarding my finances. I want to live a life pleasing to you. I long to trust you so fully with my needs that I don’t spend any of my time worrying over how my needs and my family's needs will be met.
I want to trust you with my finances and show you by giving a portion back to you. I want to obey you, Lord, but sometimes I get scared that you won’t come through for me. Please help me to trust you enough to put that money in the basket as it passes by and show me miraculous provision so that I won’t ever doubt you again. I ask for financial blessings, Lord so that I can use what you provide to help those in need. I don’t want to hoard what you give me, Lord, but I long to be a person of generosity and a vessel to be used to bless those around me.
Teach me how to spend wisely, Lord. Speak to my heart when I make a wrong financial decision and convict me when I spend money on something that is not necessary. I long to be content in all I have, whether I have a lot or a little. I want to live in financial security because of your presence in my life, not the numbers in my bank account. Show me you through my finances, Lord. Thank you for being Jehovah Jirah, our provider. You alone can provide what we need.
Please help me not to rely solely on myself or others to provide for my needs. Give me wisdom with every cent that comes through my hands. God, show me what to give, save and spend. I want to live in your will. Thank you, Lord, for caring for my needs and showing me your love and care daily. Please open my eyes to the miraculous ways that you care for me.
In your precious name, Jesus, we pray, amen.
Photo credit: ©GettyImages/fizkes
Heidi Vegh is a writer, speaker, and ministry leader based in Western Washington. A remarried mother of four, she is navigating blended family life after losing her first husband to cancer in 2013. Through her writing and speaking, Heidi encourages those who have experienced loss, offering hope and practical guidance for the journey toward healing and renewed life.
She is the author of The Hard Journey to the Good: A Widow’s Journey from Loss to New Life, a heartfelt account of grief, faith, and rebuilding after devastating loss, available on Amazon and Barnes & Noble.
You can find Heidi at her website mrsheidivegh.com where she shares devotionals and reflections on grief, healing, motherhood, faith, and the beauty and complexity of blended family life through her monthly newsletter. She holds a degree in Creative Writing and English from Southern New Hampshire University and serves as Ministry Director at her local church, where she is passionate about helping women grow in faith and experience the transforming love of Jesus.
You can find her on Instagram @mrsheidivegh and SubStack: https://substack.com/
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