Multi-Translation Layout:
21 For there is a man whose labor is with wisdom, knowledge, and skill; yet he must leave his heritage to a man who has not labored for it. This also is vanity and a great evil.
21 What's the point of working your fingers to the bone if you hand over what you worked for to someone who never lifted a finger for it? Smoke, that's what it is. A bad business from start to finish.